PayLater by Grab

Enjoy flexible payments with

PayLater by Grab

Get what you want now, pay for it later

PayLater is here to bring you what you want when you want it, making payments for life’s pleasures easier, more rewarding and stress-free.
Activate Now

PayLater, the smart way to pay for life’s many pleasures

Pay in 4 monthly instalments

Make a large bill smaller at checkout. Pay only 1/4 of the total bill today and get up to 1.2% back in GrabRewards points.

No interest, no fees

Pay only the price of what you’re bringing home. There’s no interest, no upfront costs, and no fees as long as you pay on time.

No hidden charges

There’s only one charge if you miss a scheduled payment, and that’s a flat S$10 admin fee to reactivate your suspended PayLater account.

It's super simple to use.

The joy is in receiving your parcel, not paying.

Check out in 3 taps

There’s no need to memorise anything. Simply choose to checkout with Grab, key in the OTP sent to your mobile and select PayLater as your payment method. Done!

Pay seamlessly

You can automate deductions from your GrabPay balance or linked card, which makes it virtually impossible to miss a payment, and keeps you from incurring any admin fee.

Yours in 2 minutes

PayLater is designed for easy registration, so you won’t need to apply or send us more documentation to start using it. If you’re an existing Grab user, you’re likely able to access PayLater immediately.

Frequently Asked Questions About PayLater by Grab


Am I eligible for PayLater?

Grab users who are eligible for PayLater should be

1. 21 years and older
2. Platinum, Gold or Silver GrabRewards tier member, and
3. Have used either credit or debit card for at least 3 Grab transactions in the recent months.

If you’re eligible for PayLater, you’ll be able to activate it in-app, or simply launch your Grab app, tap on Payments, tap on Enjoy Now and Pay Later under Explore GrabPay.

If you don’t see the PayLater option, we’re unfortunately unable to offer this service to you just yet. All approvals are subject to our internal review.

We are working towards providing the PayLater service to more users soon. Stay tuned!

Will I get GrabReward points if I pay using PayLater?

Easily track if you’re earning GrabRewards points for your selected Grab payment method by checking it during the checkout flow. Get up to 1.2% back in GrabRewards points (or up to 6 GrabRewards points per S$1 spent) for every PayLater transaction.

Is there a cost to using PayLater?

PayLater is a free service offered by retailers to you – there are no upfront fees charged or any interest accrued.

The only fee that may be incurred is admin fee to reactivate your suspended account for each missed payment. Your PayLater account may be suspended if you have overdue PayLater bill and you do not make any payments after being notified by us.

Terms of Service

PayLater Terms of Service